Call report 2005Q2
STERLINGSOUTH BANK & TRUST COMPANY — 2005Q2
The 22 measures STERLINGSOUTH BANK & TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,294,000 | USD | evidence → |
| Total loans | 113,625,000 | USD | evidence → |
| Allowance for loan losses | 1,500,000 | USD | evidence → |
| Securities available for sale | 18,264,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,864,000 | USD | evidence → |
| Interest-bearing deposits | 101,877,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,987,000 | USD | evidence → |
| Equity capital | 12,362,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,529,000 | USD | evidence → |
| Interest expense | 1,265,000 | USD | evidence → |
| Net interest income | 2,264,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 1,624,000 | USD | evidence → |
| Provision for loan losses | 262,000 | USD | evidence → |
| Pretax income | 554,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,507,000 | USD | evidence → |
| Total capital | 14,007,000 | USD | evidence → |
| Risk-weighted assets | 123,066,000 | USD | evidence → |