Call reports 2001
GRAND BANK — 2001
What GRAND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 224,803,000 | 227,584,000 | 251,871,000 | 262,953,000 |
| Total loans | 190,794,000 | 200,562,000 | 220,499,000 | 231,136,000 |
| Allowance for loan losses | 2,506,000 | 2,658,000 | 2,913,000 | 2,869,000 |
| Securities available for sale | 6,959,000 | 6,555,000 | 11,083,000 | 7,778,000 |
| Securities held to maturity | 6,321,000 | 5,872,000 | 5,721,000 | 5,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,101,000 | 193,062,000 | 212,699,000 | 222,133,000 |
| Interest-bearing deposits | 175,072,000 | 175,555,000 | 191,713,000 | 201,057,000 |
| Noninterest-bearing deposits | 17,029,000 | 17,507,000 | 20,986,000 | 21,076,000 |
| Equity capital | 15,406,000 | 15,963,000 | 16,551,000 | 17,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,454,000 | 8,665,000 | 12,922,000 | 16,892,000 |
| Interest expense | 2,476,000 | 4,630,000 | 6,765,000 | 8,746,000 |
| Net interest income | 1,978,000 | 4,035,000 | 6,157,000 | 8,146,000 |
| Noninterest income | 791,000 | 1,551,000 | 2,321,000 | 3,423,000 |
| Noninterest expense | 1,698,000 | 3,434,000 | 5,099,000 | 7,365,000 |
| Provision for loan losses | 133,000 | 278,000 | 528,000 | 470,000 |
| Pretax income | 973,000 | 1,909,000 | 2,886,000 | 3,769,000 |
| Income tax | 370,000 | 685,000 | 1,015,000 | 1,139,000 |
| Net income | 603,000 | 1,224,000 | 1,871,000 | 2,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,360,000 | 15,914,000 | 16,494,000 | 17,186,000 |
| Total capital | 20,309,000 | 20,988,000 | 23,404,000 | 24,555,000 |
| Risk-weighted assets | 195,854,000 | 205,953,000 | 232,685,000 | 235,352,000 |