Call reports 2011
NORTH AKRON SAVINGS BANK — 2011
What NORTH AKRON SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,843,000 | 162,229,000 | 159,659,000 | 157,589,000 |
| Total loans | 109,643,000 | 109,457,000 | 107,762,000 | 107,130,000 |
| Allowance for loan losses | 642,000 | 357,000 | 942,000 | 1,059,000 |
| Securities available for sale | 28,457,000 | 28,775,000 | 31,444,000 | 30,019,000 |
| Securities held to maturity | 3,777,000 | 3,774,000 | 3,772,000 | 4,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,329,000 | 113,931,000 | 112,055,000 | 112,004,000 |
| Interest-bearing deposits | 106,206,000 | 7,223,000 | 104,521,000 | 104,240,000 |
| Noninterest-bearing deposits | 6,123,000 | 106,708,000 | 7,534,000 | 7,764,000 |
| Equity capital | 14,433,000 | 14,663,000 | 14,123,000 | 14,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,540,000 | 5,245,000 | 6,880,000 |
| Interest expense | 500,000 | 995,000 | 1,485,000 | 1,964,000 |
| Net interest income | 1,282,000 | 2,545,000 | 3,760,000 | 4,916,000 |
| Noninterest income | 3,000 | 43,000 | -71,000 | 3,000 |
| Noninterest expense | 1,136,000 | 2,228,000 | 3,318,000 | 4,401,000 |
| Provision for loan losses | 90,000 | 200,000 | 980,000 | 1,280,000 |
| Pretax income | 145,000 | 337,000 | -349,000 | -502,000 |
| Income tax | 52,000 | 118,000 | -127,000 | -192,000 |
| Net income | 93,000 | 219,000 | -222,000 | -310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,619,000 | 14,679,000 | 14,172,000 | 14,019,000 |
| Total capital | 15,261,000 | 15,036,000 | 15,100,000 | 14,945,000 |
| Risk-weighted assets | 76,674,000 | 76,734,000 | 74,303,000 | 73,955,000 |