Call reports 2004
NORTH AKRON SAVINGS BANK — 2004
What NORTH AKRON SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 171,812,000 | 169,970,000 | 165,844,000 | 166,499,000 |
| Total loans | 122,184,000 | 121,823,000 | 120,888,000 | 119,865,000 |
| Allowance for loan losses | 397,000 | 397,000 | 398,000 | 399,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,820,000 | 14,637,000 | 16,507,000 | 16,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,177,000 | 128,933,000 | 126,163,000 | 124,923,000 |
| Interest-bearing deposits | 125,909,000 | 123,740,000 | 120,733,000 | 119,297,000 |
| Noninterest-bearing deposits | 4,268,000 | 5,193,000 | 5,430,000 | 5,626,000 |
| Equity capital | 15,158,000 | 15,287,000 | 15,426,000 | 15,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,834,000 | 5,772,000 | 7,745,000 |
| Interest expense | 635,000 | 1,286,000 | 1,922,000 | 2,594,000 |
| Net interest income | 1,271,000 | 2,548,000 | 3,850,000 | 5,151,000 |
| Noninterest income | 44,000 | 80,000 | 135,000 | 187,000 |
| Noninterest expense | 1,023,000 | 1,941,000 | 2,887,000 | 4,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 687,000 | 1,098,000 | 1,289,000 |
| Income tax | 98,000 | 233,000 | 373,000 | 438,000 |
| Net income | 194,000 | 454,000 | 725,000 | 851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,158,000 | 15,287,000 | 15,426,000 | 15,421,000 |
| Total capital | 15,555,000 | 15,684,000 | 15,824,000 | 15,820,000 |
| Risk-weighted assets | 73,948,000 | 73,856,000 | 72,461,000 | 72,074,000 |