Call reports 2003
NORTH AKRON SAVINGS BANK — 2003
What NORTH AKRON SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 164,311,000 | 164,041,000 | 161,109,000 | 159,599,000 |
| Total loans | 121,403,000 | 120,876,000 | 121,190,000 | 123,581,000 |
| Allowance for loan losses | 371,000 | 386,000 | 391,000 | 398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,000 | 1,024,000 | 5,253,000 | 5,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,185,000 | 127,464,000 | 122,922,000 | 122,706,000 |
| Interest-bearing deposits | 124,971,000 | 122,604,000 | 118,984,000 | 117,997,000 |
| Noninterest-bearing deposits | 4,214,000 | 4,860,000 | 3,938,000 | 4,709,000 |
| Equity capital | 14,678,000 | 14,855,000 | 14,956,000 | 15,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,107,000 | 4,170,000 | 6,157,000 | 8,114,000 |
| Interest expense | 752,000 | 1,437,000 | 2,057,000 | 2,648,000 |
| Net interest income | 1,355,000 | 2,733,000 | 4,100,000 | 5,466,000 |
| Noninterest income | 44,000 | 99,000 | 121,000 | 176,000 |
| Noninterest expense | 929,000 | 1,878,000 | 2,899,000 | 3,902,000 |
| Provision for loan losses | 15,000 | 30,000 | 39,000 | 45,000 |
| Pretax income | 455,000 | 924,000 | 1,283,000 | 1,695,000 |
| Income tax | 155,000 | 315,000 | 442,000 | 582,000 |
| Net income | 300,000 | 609,000 | 841,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,678,000 | 14,855,000 | 14,956,000 | 15,096,000 |
| Total capital | 15,049,000 | 15,241,000 | 15,347,000 | 15,494,000 |
| Risk-weighted assets | 72,825,000 | 73,219,000 | 72,168,000 | 72,136,000 |