Call reports 2002
NORTH AKRON SAVINGS BANK — 2002
What NORTH AKRON SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 146,529,000 | 153,050,000 | 151,060,000 | 161,163,000 |
| Total loans | 124,148,000 | 124,289,000 | 121,551,000 | 121,146,000 |
| Allowance for loan losses | 324,000 | 335,000 | 345,000 | 359,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,130,000 | 120,709,000 | 120,297,000 | 126,049,000 |
| Interest-bearing deposits | 115,202,000 | 116,431,000 | 116,446,000 | 121,969,000 |
| Noninterest-bearing deposits | 3,928,000 | 4,278,000 | 3,851,000 | 4,080,000 |
| Equity capital | 13,870,000 | 14,099,000 | 14,346,000 | 14,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,452,000 | 6,667,000 | 8,865,000 |
| Interest expense | 940,000 | 1,855,000 | 2,663,000 | 3,471,000 |
| Net interest income | 1,251,000 | 2,597,000 | 4,004,000 | 5,394,000 |
| Noninterest income | 2,000 | 60,000 | 119,000 | 167,000 |
| Noninterest expense | 797,000 | 1,636,000 | 2,517,000 | 3,496,000 |
| Provision for loan losses | 5,000 | 16,000 | 26,000 | 41,000 |
| Pretax income | 451,000 | 1,005,000 | 1,580,000 | 2,024,000 |
| Income tax | 153,000 | 346,000 | 542,000 | 692,000 |
| Net income | 298,000 | 659,000 | 1,038,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,870,000 | 14,099,000 | 14,346,000 | 14,509,000 |
| Total capital | 14,194,000 | 14,434,000 | 14,691,000 | 14,868,000 |
| Risk-weighted assets | 69,792,000 | 71,102,000 | 70,402,000 | 72,039,000 |