Call reports 2001
NORTH AKRON SAVINGS BANK — 2001
What NORTH AKRON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,797,000 | 128,465,000 | 135,050,000 | 145,778,000 |
| Total loans | 112,672,000 | 120,780,000 | 124,912,000 | 123,135,000 |
| Allowance for loan losses | 324,000 | 307,000 | 332,000 | 336,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,133,000 | 114,321,000 | 116,195,000 | 118,642,000 |
| Interest-bearing deposits | 111,943,000 | 110,763,000 | 112,733,000 | 114,596,000 |
| Noninterest-bearing deposits | 3,190,000 | 3,558,000 | 3,462,000 | 4,046,000 |
| Equity capital | 13,270,000 | 13,372,000 | 13,553,000 | 13,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,401,000 | 6,666,000 | 8,940,000 |
| Interest expense | 1,352,000 | 2,549,000 | 3,672,000 | 4,695,000 |
| Net interest income | 870,000 | 1,852,000 | 2,994,000 | 4,245,000 |
| Noninterest income | 37,000 | 90,000 | 148,000 | 202,000 |
| Noninterest expense | 760,000 | 1,532,000 | 2,313,000 | 3,187,000 |
| Provision for loan losses | 4,000 | 7,000 | 12,000 | 16,000 |
| Pretax income | 143,000 | 403,000 | 817,000 | 1,244,000 |
| Income tax | 48,000 | 141,000 | 282,000 | 427,000 |
| Net income | 95,000 | 262,000 | 535,000 | 817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,270,000 | 13,372,000 | 13,553,000 | 13,703,000 |
| Total capital | 13,594,000 | 13,679,000 | 13,885,000 | 14,039,000 |
| Risk-weighted assets | 64,108,000 | 64,582,000 | 67,390,000 | 69,278,000 |