Call reports 2024
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2024
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 87,060,372,000 | 87,605,789,000 | 87,032,467,000 | 88,774,720,000 |
| Total loans | 58,121,080,000 | 58,527,381,000 | 58,981,522,000 | 59,484,410,000 |
| Allowance for loan losses | 699,279,000 | 695,671,000 | 693,099,000 | 695,967,000 |
| Securities available for sale | 9,930,847,000 | 9,483,000,000 | 9,495,247,000 | 9,094,578,000 |
| Securities held to maturity | 10,209,260,000 | 10,065,456,000 | 9,857,262,000 | 9,669,172,000 |
| Trading assets | 59,476,000 | 23,903,000 | 67,687,000 | 34,991,000 |
| Total deposits | 74,709,976,000 | 74,224,024,000 | 75,910,705,000 | 76,638,293,000 |
| Interest-bearing deposits | 49,573,044,000 | 49,492,362,000 | 50,937,755,000 | 51,933,795,000 |
| Noninterest-bearing deposits | 25,136,932,000 | 24,731,662,000 | 24,972,950,000 | 24,704,498,000 |
| Equity capital | 5,829,172,000 | 6,024,594,000 | 6,385,565,000 | 6,123,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,055,764,000 | 2,131,868,000 | 3,238,203,000 | 4,302,965,000 |
| Interest expense | 468,127,000 | 944,491,000 | 1,427,795,000 | 1,862,969,000 |
| Net interest income | 587,637,000 | 1,187,377,000 | 1,810,408,000 | 2,439,996,000 |
| Noninterest income | 153,764,000 | 331,506,000 | 500,638,000 | 690,941,000 |
| Noninterest expense | 525,882,000 | 1,036,383,000 | 1,537,484,000 | 2,046,459,000 |
| Provision for loan losses | 21,605,000 | 33,356,000 | 34,194,000 | 72,156,000 |
| Pretax income | 202,527,000 | 464,304,000 | 742,687,000 | 1,012,558,000 |
| Income tax | 49,587,000 | 110,649,000 | 174,299,000 | 228,289,000 |
| Net income | 152,940,000 | 353,655,000 | 568,388,000 | 784,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,359,826,000 | 7,496,328,000 | 7,645,539,000 | 7,429,762,000 |
| Total capital | 8,618,686,000 | 8,746,921,000 | 8,889,733,000 | 9,026,293,000 |
| Risk-weighted assets | 66,823,826,000 | 66,884,508,000 | 67,305,232,000 | 67,685,211,000 |