Call reports 2023
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2023
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 88,573,533,000 | 87,230,273,000 | 87,269,125,000 | 87,202,697,000 |
| Total loans | 56,336,196,000 | 56,953,218,000 | 56,933,463,000 | 57,832,325,000 |
| Allowance for loan losses | 618,307,000 | 651,386,000 | 681,531,000 | 684,266,000 |
| Securities available for sale | 11,594,138,000 | 10,831,844,000 | 10,147,437,000 | 10,300,380,000 |
| Securities held to maturity | 10,961,092,000 | 10,753,478,000 | 10,559,152,000 | 10,381,858,000 |
| Trading assets | 12,488,000 | 31,782,000 | 31,340,000 | 48,262,000 |
| Total deposits | 69,566,871,000 | 74,831,901,000 | 76,061,592,000 | 75,339,017,000 |
| Interest-bearing deposits | 38,593,175,000 | 46,161,541,000 | 49,328,522,000 | 49,095,327,000 |
| Noninterest-bearing deposits | 30,973,696,000 | 28,670,360,000 | 26,733,070,000 | 26,243,690,000 |
| Equity capital | 5,184,664,000 | 5,283,041,000 | 5,314,671,000 | 5,690,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 923,815,000 | 1,906,979,000 | 2,923,438,000 | 3,965,576,000 |
| Interest expense | 240,753,000 | 626,716,000 | 1,051,879,000 | 1,508,732,000 |
| Net interest income | 683,062,000 | 1,280,263,000 | 1,871,559,000 | 2,456,844,000 |
| Noninterest income | 156,064,000 | 339,078,000 | 512,215,000 | 658,062,000 |
| Noninterest expense | 511,379,000 | 1,019,877,000 | 1,515,354,000 | 2,095,621,000 |
| Provision for loan losses | 45,756,000 | 92,263,000 | 136,291,000 | 148,059,000 |
| Pretax income | 282,073,000 | 507,490,000 | 735,299,000 | 886,480,000 |
| Income tax | 77,786,000 | 128,535,000 | 181,627,000 | 206,273,000 |
| Net income | 204,287,000 | 378,955,000 | 553,672,000 | 680,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,021,721,000 | 7,131,410,000 | 7,242,146,000 | 7,302,629,000 |
| Total capital | 8,231,841,000 | 8,377,942,000 | 8,500,245,000 | 8,553,223,000 |
| Risk-weighted assets | 66,274,402,000 | 66,916,736,000 | 66,615,108,000 | 66,934,435,000 |