Call reports 2020
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2020
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 71,466,849,000 | 76,447,348,000 | 78,356,851,000 | 81,479,376,000 |
| Total loans | 50,067,451,000 | 55,234,019,000 | 54,833,612,000 | 53,556,533,000 |
| Allowance for loan losses | 730,402,000 | 859,772,000 | 853,243,000 | 776,529,000 |
| Securities available for sale | 14,231,460,000 | 14,201,427,000 | 14,662,373,000 | 15,731,415,000 |
| Securities held to maturity | 584,474,000 | 687,572,000 | 592,055,000 | 635,700,000 |
| Trading assets | 614,785,000 | 623,260,000 | 639,963,000 | 660,177,000 |
| Total deposits | 57,518,139,000 | 65,684,105,000 | 67,093,654,000 | 69,653,429,000 |
| Interest-bearing deposits | 33,138,407,000 | 34,970,368,000 | 35,755,650,000 | 37,159,715,000 |
| Noninterest-bearing deposits | 24,379,731,000 | 30,713,737,000 | 31,338,004,000 | 32,493,714,000 |
| Equity capital | 7,472,425,000 | 7,574,732,000 | 7,668,534,000 | 7,885,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 622,733,000 | 1,217,896,000 | 1,798,692,000 | 2,370,098,000 |
| Interest expense | 73,925,000 | 105,912,000 | 131,805,000 | 152,683,000 |
| Net interest income | 548,808,000 | 1,111,984,000 | 1,666,887,000 | 2,217,415,000 |
| Noninterest income | 116,966,000 | 232,149,000 | 388,075,000 | 570,166,000 |
| Noninterest expense | 425,513,000 | 861,981,000 | 1,314,324,000 | 1,731,480,000 |
| Provision for loan losses | 240,059,000 | 400,632,000 | 445,585,000 | 384,488,000 |
| Pretax income | 16,352,000 | 98,200,000 | 312,938,000 | 672,154,000 |
| Income tax | 2,423,000 | 18,020,000 | 58,100,000 | 133,140,000 |
| Net income | 13,929,000 | 80,180,000 | 254,838,000 | 539,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,232,475,000 | 6,262,218,000 | 6,370,249,000 | 6,579,208,000 |
| Total capital | 7,526,558,000 | 7,545,599,000 | 7,651,059,000 | 7,862,024,000 |
| Risk-weighted assets | 56,860,544,000 | 55,877,532,000 | 55,654,327,000 | 55,865,683,000 |