Call reports 2019
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2019
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 69,194,678,000 | 70,064,730,000 | 70,360,844,000 | 69,171,552,000 |
| Total loans | 47,674,871,000 | 48,722,805,000 | 48,975,478,000 | 48,837,646,000 |
| Allowance for loan losses | 496,835,000 | 503,495,000 | 509,821,000 | 494,726,000 |
| Securities available for sale | 14,903,626,000 | 14,671,594,000 | 14,033,359,000 | 13,724,667,000 |
| Securities held to maturity | 763,877,000 | 694,646,000 | 657,995,000 | 591,791,000 |
| Trading assets | 388,345,000 | 290,244,000 | 485,158,000 | 332,634,000 |
| Total deposits | 54,534,995,000 | 54,332,364,000 | 56,139,061,000 | 57,085,487,000 |
| Interest-bearing deposits | 31,275,939,000 | 31,384,890,000 | 32,368,504,000 | 33,509,061,000 |
| Noninterest-bearing deposits | 23,259,056,000 | 22,947,474,000 | 23,770,557,000 | 23,576,425,000 |
| Equity capital | 7,587,592,000 | 7,599,076,000 | 7,508,843,000 | 7,353,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 676,871,000 | 1,363,615,000 | 2,043,760,000 | 2,693,594,000 |
| Interest expense | 99,140,000 | 213,712,000 | 323,725,000 | 411,653,000 |
| Net interest income | 577,731,000 | 1,149,903,000 | 1,720,035,000 | 2,281,941,000 |
| Noninterest income | 130,731,000 | 260,579,000 | 414,153,000 | 563,485,000 |
| Noninterest expense | 433,299,000 | 858,465,000 | 1,278,498,000 | 1,746,720,000 |
| Provision for loan losses | 1,838,000 | 21,886,000 | 29,425,000 | 37,011,000 |
| Pretax income | 273,378,000 | 530,198,000 | 817,541,000 | 1,052,783,000 |
| Income tax | 60,753,000 | 118,842,000 | 184,949,000 | 236,701,000 |
| Net income | 212,625,000 | 411,356,000 | 632,592,000 | 816,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,689,786,000 | 6,553,186,000 | 6,436,473,000 | 6,284,777,000 |
| Total capital | 7,332,008,000 | 7,203,135,000 | 7,094,924,000 | 7,411,130,000 |
| Risk-weighted assets | 54,403,968,000 | 55,498,621,000 | 56,298,022,000 | 56,038,782,000 |