Call reports 2016
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2016
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,265,947,000 | 59,451,244,000 | 60,877,956,000 | 63,076,162,000 |
| Total loans | 41,525,261,000 | 42,646,521,000 | 42,698,441,000 | 42,821,199,000 |
| Allowance for loan losses | 611,836,000 | 608,249,000 | 597,137,000 | 567,522,000 |
| Securities available for sale | 8,657,300,000 | 9,435,756,000 | 10,317,327,000 | 13,331,936,000 |
| Securities held to maturity | 626,112,000 | 707,858,000 | 710,717,000 | 867,904,000 |
| Trading assets | 168,243,000 | 241,490,000 | 214,599,000 | 174,833,000 |
| Total deposits | 49,839,540,000 | 50,819,470,000 | 51,250,052,000 | 53,819,075,000 |
| Interest-bearing deposits | 27,915,723,000 | 28,502,514,000 | 28,509,407,000 | 29,684,255,000 |
| Noninterest-bearing deposits | 21,923,817,000 | 22,316,956,000 | 22,740,645,000 | 24,134,820,000 |
| Equity capital | 7,466,181,000 | 7,577,127,000 | 7,622,048,000 | 7,564,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 477,354,000 | 966,071,000 | 1,457,047,000 | 1,960,240,000 |
| Interest expense | 12,172,000 | 24,562,000 | 37,502,000 | 51,274,000 |
| Net interest income | 465,182,000 | 941,509,000 | 1,419,545,000 | 1,908,966,000 |
| Noninterest income | 112,458,000 | 234,354,000 | 371,490,000 | 490,483,000 |
| Noninterest expense | 388,055,000 | 766,930,000 | 1,164,171,000 | 1,561,891,000 |
| Provision for loan losses | 42,101,000 | 76,555,000 | 95,428,000 | 92,681,000 |
| Pretax income | 147,512,000 | 332,523,000 | 535,126,000 | 750,706,000 |
| Income tax | 49,652,000 | 114,182,000 | 184,955,000 | 257,379,000 |
| Net income | 97,860,000 | 218,341,000 | 350,171,000 | 493,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,438,751,000 | 6,514,929,000 | 6,577,025,000 | 6,654,990,000 |
| Total capital | 7,034,498,000 | 7,126,745,000 | 7,192,742,000 | 7,277,987,000 |
| Risk-weighted assets | 47,570,922,000 | 48,879,835,000 | 49,210,391,000 | 49,829,995,000 |