Call reports 2015
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2015
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,191,092,000 | 19,050,444,000 | 18,398,808,000 | 59,401,875,000 |
| Total loans | 12,260,933,000 | 12,316,695,000 | 12,365,664,000 | 40,797,764,000 |
| Allowance for loan losses | 208,712,000 | 202,721,000 | 191,977,000 | 606,034,000 |
| Securities available for sale | 2,144,316,000 | 2,229,501,000 | 3,328,031,000 | 7,597,948,000 |
| Securities held to maturity | 454,178,000 | 437,340,000 | 423,294,000 | 540,114,000 |
| Trading assets | 132,091,000 | 119,632,000 | 141,942,000 | 120,206,000 |
| Total deposits | 16,637,126,000 | 16,476,161,000 | 15,797,335,000 | 50,971,273,000 |
| Interest-bearing deposits | 11,465,054,000 | 10,976,697,000 | 10,648,981,000 | 28,649,602,000 |
| Noninterest-bearing deposits | 5,172,072,000 | 5,499,464,000 | 5,148,354,000 | 22,321,670,000 |
| Equity capital | 1,914,813,000 | 1,943,964,000 | 1,987,928,000 | 7,317,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 148,020,000 | 300,070,000 | 453,141,000 | 1,846,231,000 |
| Interest expense | 6,590,000 | 13,313,000 | 19,912,000 | 51,535,000 |
| Net interest income | 141,430,000 | 286,757,000 | 433,229,000 | 1,794,696,000 |
| Noninterest income | 46,117,000 | 108,829,000 | 176,562,000 | 501,155,000 |
| Noninterest expense | 127,120,000 | 268,647,000 | 404,739,000 | 1,554,639,000 |
| Provision for loan losses | -4,627,000 | -13,043,000 | -18,752,000 | 40,035,000 |
| Pretax income | 65,076,000 | 81,859,000 | 155,051,000 | 629,519,000 |
| Income tax | 23,388,000 | 28,034,000 | 54,404,000 | 220,856,000 |
| Net income | 41,230,000 | 52,412,000 | 98,562,000 | 408,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,880,816,000 | 1,947,959,000 | 1,981,641,000 | 6,334,391,000 |
| Total capital | 2,055,508,000 | 2,121,597,000 | 2,157,085,000 | 6,918,312,000 |
| Risk-weighted assets | 13,855,003,000 | 13,849,630,000 | 14,005,776,000 | 46,615,811,000 |