Call reports 2013
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2013
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 16,847,623,000 | 18,155,487,000 | 18,059,579,000 | 18,590,433,000 |
| Total loans | 12,446,662,000 | 12,432,204,000 | 12,330,216,000 | 12,372,643,000 |
| Allowance for loan losses | 344,267,000 | 330,838,000 | 314,525,000 | 290,116,000 |
| Securities available for sale | 818,100,000 | 778,337,000 | 932,715,000 | 1,055,523,000 |
| Securities held to maturity | 471,873,000 | 472,013,000 | 465,674,000 | 430,215,000 |
| Trading assets | 100,591,000 | 85,974,000 | 93,763,000 | 90,616,000 |
| Total deposits | 13,085,076,000 | 14,563,298,000 | 14,496,163,000 | 14,620,105,000 |
| Interest-bearing deposits | 9,338,741,000 | 9,229,982,000 | 9,229,774,000 | 9,339,919,000 |
| Noninterest-bearing deposits | 3,746,335,000 | 5,333,317,000 | 5,266,389,000 | 5,280,185,000 |
| Equity capital | 1,807,259,000 | 1,789,956,000 | 1,793,905,000 | 1,803,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 160,736,000 | 320,434,000 | 474,263,000 | 630,344,000 |
| Interest expense | 8,590,000 | 16,877,000 | 25,078,000 | 32,884,000 |
| Net interest income | 152,146,000 | 303,557,000 | 449,185,000 | 597,460,000 |
| Noninterest income | 53,519,000 | 112,129,000 | 163,328,000 | 214,560,000 |
| Noninterest expense | 122,137,000 | 255,421,000 | 380,153,000 | 505,567,000 |
| Provision for loan losses | 1,797,000 | -8,860,000 | -18,411,000 | -40,480,000 |
| Pretax income | 84,990,000 | 172,705,000 | 255,887,000 | 346,373,000 |
| Income tax | 30,978,000 | 63,082,000 | 93,297,000 | 121,749,000 |
| Net income | 54,012,000 | 109,623,000 | 162,590,000 | 224,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,856,077,000 | 1,843,532,000 | 1,847,408,000 | 1,840,221,000 |
| Total capital | 2,035,832,000 | 2,022,113,000 | 2,024,089,000 | 2,014,527,000 |
| Risk-weighted assets | 14,107,745,000 | 14,027,585,000 | 13,888,798,000 | 13,763,049,000 |