Call reports 2008
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2008
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,720,669,000 | 20,195,316,000 | 19,120,400,000 | 20,778,268,000 |
| Total loans | 13,573,069,000 | 14,963,470,000 | 14,746,673,000 | 14,734,489,000 |
| Allowance for loan losses | 157,112,000 | 179,166,000 | 199,581,000 | 213,577,000 |
| Securities available for sale | 1,603,457,000 | 943,664,000 | 1,056,025,000 | 1,232,910,000 |
| Securities held to maturity | 330,290,000 | 614,392,000 | 617,170,000 | 523,108,000 |
| Trading assets | 35,040,000 | 45,946,000 | 43,540,000 | 41,636,000 |
| Total deposits | 10,272,739,000 | 10,355,888,000 | 11,201,660,000 | 13,890,367,000 |
| Interest-bearing deposits | 7,894,257,000 | 7,879,762,000 | 9,114,225,000 | 11,692,373,000 |
| Noninterest-bearing deposits | 2,378,482,000 | 2,476,126,000 | 2,087,435,000 | 2,197,994,000 |
| Equity capital | 1,048,694,000 | 1,075,619,000 | 1,073,938,000 | 1,294,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 282,499,000 | 536,819,000 | 806,591,000 | 1,064,152,000 |
| Interest expense | 123,691,000 | 214,780,000 | 317,569,000 | 415,325,000 |
| Net interest income | 158,808,000 | 322,039,000 | 489,022,000 | 648,827,000 |
| Noninterest income | 78,924,000 | 139,109,000 | 208,039,000 | 268,482,000 |
| Noninterest expense | 116,347,000 | 247,504,000 | 398,068,000 | 513,110,000 |
| Provision for loan losses | 30,600,000 | 74,100,000 | 114,100,000 | 163,100,000 |
| Pretax income | 87,363,000 | 123,873,000 | 166,071,000 | 150,740,000 |
| Income tax | 30,068,000 | 40,703,000 | 53,514,000 | 44,060,000 |
| Net income | 57,295,000 | 83,170,000 | 112,557,000 | 106,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,101,376,000 | 1,138,405,000 | 1,160,341,000 | 1,419,536,000 |
| Total capital | 1,727,410,000 | 1,826,908,000 | 1,869,482,000 | 1,937,654,000 |
| Risk-weighted assets | 15,534,191,000 | 16,795,039,000 | 16,411,270,000 | 17,034,547,000 |