Call reports 2007
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2007
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 15,525,974,000 | 16,075,620,000 | 15,920,517,000 | 18,453,976,000 |
| Total loans | 11,202,001,000 | 11,768,703,000 | 12,226,718,000 | 12,996,699,000 |
| Allowance for loan losses | 111,638,000 | 113,750,000 | 121,656,000 | 133,210,000 |
| Securities available for sale | 855,563,000 | 789,088,000 | 1,092,152,000 | 1,754,119,000 |
| Securities held to maturity | 372,414,000 | 350,739,000 | 324,814,000 | 326,632,000 |
| Trading assets | 32,438,000 | 22,808,000 | 15,494,000 | 21,849,000 |
| Total deposits | 10,092,690,000 | 9,958,340,000 | 9,453,758,000 | 10,025,837,000 |
| Interest-bearing deposits | 7,863,971,000 | 7,527,715,000 | 7,206,976,000 | 7,580,751,000 |
| Noninterest-bearing deposits | 2,228,719,000 | 2,430,625,000 | 2,246,782,000 | 2,445,086,000 |
| Equity capital | 1,011,826,000 | 1,008,221,000 | 1,048,515,000 | 1,047,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 250,222,000 | 512,126,000 | 784,385,000 | 1,064,475,000 |
| Interest expense | 126,455,000 | 256,190,000 | 391,953,000 | 527,886,000 |
| Net interest income | 123,767,000 | 255,936,000 | 392,432,000 | 536,589,000 |
| Noninterest income | 76,309,000 | 148,281,000 | 211,109,000 | 289,907,000 |
| Noninterest expense | 114,756,000 | 232,564,000 | 354,160,000 | 500,805,000 |
| Provision for loan losses | 5,500,000 | 8,500,000 | 19,500,000 | 39,100,000 |
| Pretax income | 79,846,000 | 163,234,000 | 229,962,000 | 225,991,000 |
| Income tax | 26,908,000 | 55,234,000 | 77,383,000 | 72,146,000 |
| Net income | 52,938,000 | 108,000,000 | 152,579,000 | 153,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 999,206,000 | 994,927,000 | 1,041,136,000 | 1,044,815,000 |
| Total capital | 1,538,703,000 | 1,537,011,000 | 1,591,142,000 | 1,646,642,000 |
| Risk-weighted assets | 13,653,412,000 | 14,163,031,000 | 14,408,929,000 | 15,174,618,000 |