Call reports 2006
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2006
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 13,564,479,000 | 13,632,389,000 | 14,725,445,000 | 14,849,100,000 |
| Total loans | 8,972,473,000 | 9,555,534,000 | 10,049,802,000 | 10,702,118,000 |
| Allowance for loan losses | 105,794,000 | 104,351,000 | 105,548,000 | 108,113,000 |
| Securities available for sale | 931,716,000 | 775,295,000 | 818,956,000 | 913,881,000 |
| Securities held to maturity | 398,261,000 | 393,692,000 | 398,616,000 | 383,155,000 |
| Trading assets | 151,924,000 | 70,646,000 | 92,615,000 | 63,436,000 |
| Total deposits | 8,831,678,000 | 8,911,959,000 | 9,009,996,000 | 9,049,292,000 |
| Interest-bearing deposits | 6,571,283,000 | 6,531,738,000 | 6,719,818,000 | 6,729,393,000 |
| Noninterest-bearing deposits | 2,260,395,000 | 2,380,221,000 | 2,290,178,000 | 2,319,899,000 |
| Equity capital | 835,695,000 | 906,144,000 | 964,810,000 | 971,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 192,329,000 | 405,220,000 | 633,294,000 | 878,992,000 |
| Interest expense | 87,759,000 | 190,396,000 | 300,034,000 | 419,808,000 |
| Net interest income | 104,570,000 | 214,824,000 | 333,260,000 | 459,184,000 |
| Noninterest income | 71,016,000 | 145,780,000 | 214,280,000 | 305,316,000 |
| Noninterest expense | 104,200,000 | 213,917,000 | 326,538,000 | 450,999,000 |
| Provision for loan losses | 5,900,000 | 13,900,000 | 15,650,000 | 19,900,000 |
| Pretax income | 65,475,000 | 130,222,000 | 204,286,000 | 289,340,000 |
| Income tax | 22,193,000 | 43,734,000 | 68,978,000 | 97,983,000 |
| Net income | 43,282,000 | 86,488,000 | 135,308,000 | 191,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 826,019,000 | 899,535,000 | 948,890,000 | 955,278,000 |
| Total capital | 1,304,657,000 | 1,376,731,000 | 1,427,349,000 | 1,491,135,000 |
| Risk-weighted assets | 11,774,909,000 | 12,264,699,000 | 12,631,970,000 | 13,040,755,000 |