Call reports 2005
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2005
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,830,125,000 | 12,259,612,000 | 12,413,215,000 | 12,667,668,000 |
| Total loans | 8,145,994,000 | 8,503,532,000 | 8,177,286,000 | 8,510,220,000 |
| Allowance for loan losses | 100,777,000 | 104,239,000 | 106,407,000 | 107,082,000 |
| Securities available for sale | 922,958,000 | 936,326,000 | 843,120,000 | 953,096,000 |
| Securities held to maturity | 366,458,000 | 366,053,000 | 370,602,000 | 386,692,000 |
| Trading assets | 303,469,000 | 282,082,000 | 352,059,000 | 101,562,000 |
| Total deposits | 7,687,363,000 | 7,641,489,000 | 7,895,505,000 | 8,225,205,000 |
| Interest-bearing deposits | 6,083,490,000 | 5,855,039,000 | 6,013,702,000 | 6,238,875,000 |
| Noninterest-bearing deposits | 1,603,873,000 | 1,786,450,000 | 1,881,803,000 | 1,986,330,000 |
| Equity capital | 750,081,000 | 800,202,000 | 802,974,000 | 836,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 154,102,000 | 323,072,000 | 498,821,000 | 682,984,000 |
| Interest expense | 60,251,000 | 128,143,000 | 203,059,000 | 285,327,000 |
| Net interest income | 93,851,000 | 194,929,000 | 295,762,000 | 397,657,000 |
| Noninterest income | 70,486,000 | 147,880,000 | 225,027,000 | 302,934,000 |
| Noninterest expense | 98,713,000 | 200,080,000 | 304,240,000 | 415,848,000 |
| Provision for loan losses | 6,750,000 | 13,750,000 | 19,750,000 | 25,980,000 |
| Pretax income | 60,278,000 | 129,187,000 | 197,623,000 | 259,740,000 |
| Income tax | 19,107,000 | 42,524,000 | 65,384,000 | 85,503,000 |
| Net income | 41,171,000 | 86,663,000 | 132,239,000 | 174,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 717,802,000 | 764,425,000 | 778,484,000 | 820,333,000 |
| Total capital | 1,127,323,000 | 1,177,471,000 | 1,217,739,000 | 1,260,298,000 |
| Risk-weighted assets | 9,929,286,000 | 10,132,694,000 | 10,859,718,000 | 11,187,710,000 |