Call reports 2004
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2004
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 11,689,716,000 | 11,830,768,000 | 11,261,185,000 | 11,919,777,000 |
| Total loans | 7,134,718,000 | 7,535,688,000 | 7,258,956,000 | 7,875,616,000 |
| Allowance for loan losses | 99,500,000 | 99,309,000 | 97,800,000 | 98,605,000 |
| Securities available for sale | 1,094,297,000 | 945,300,000 | 1,065,674,000 | 1,088,900,000 |
| Securities held to maturity | 408,197,000 | 401,652,000 | 379,894,000 | 375,998,000 |
| Trading assets | 383,850,000 | 601,583,000 | 433,273,000 | 290,070,000 |
| Total deposits | 6,975,437,000 | 7,225,661,000 | 7,438,759,000 | 7,586,762,000 |
| Interest-bearing deposits | 5,699,396,000 | 5,794,690,000 | 6,011,884,000 | 5,980,382,000 |
| Noninterest-bearing deposits | 1,276,041,000 | 1,430,971,000 | 1,426,875,000 | 1,606,380,000 |
| Equity capital | 774,091,000 | 740,436,000 | 752,588,000 | 756,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 129,486,000 | 262,279,000 | 399,329,000 | 544,637,000 |
| Interest expense | 42,435,000 | 87,277,000 | 138,685,000 | 192,210,000 |
| Net interest income | 87,051,000 | 175,002,000 | 260,644,000 | 352,427,000 |
| Noninterest income | 73,132,000 | 147,161,000 | 223,717,000 | 291,963,000 |
| Noninterest expense | 85,616,000 | 176,646,000 | 274,466,000 | 371,395,000 |
| Provision for loan losses | 5,500,000 | 11,750,000 | 15,750,000 | 24,750,000 |
| Pretax income | 69,153,000 | 134,392,000 | 195,066,000 | 249,664,000 |
| Income tax | 23,299,000 | 45,586,000 | 67,120,000 | 83,362,000 |
| Net income | 45,854,000 | 88,806,000 | 127,946,000 | 166,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 714,996,000 | 696,007,000 | 708,264,000 | 717,107,000 |
| Total capital | 1,012,804,000 | 1,063,431,000 | 1,074,339,000 | 1,084,168,000 |
| Risk-weighted assets | 9,162,165,000 | 9,841,537,000 | 9,573,350,000 | 9,886,719,000 |