Call reports 2003
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2003
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,754,343,000 | 10,785,224,000 | 10,268,516,000 | 10,650,635,000 |
| Total loans | 6,717,696,000 | 6,908,757,000 | 6,588,589,000 | 6,887,973,000 |
| Allowance for loan losses | 96,734,000 | 97,766,000 | 101,362,000 | 98,273,000 |
| Securities available for sale | 947,388,000 | 1,289,752,000 | 1,404,343,000 | 1,249,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 336,005,000 | 384,728,000 | 393,695,000 | 380,223,000 |
| Total deposits | 7,061,014,000 | 6,703,012,000 | 6,698,919,000 | 6,770,172,000 |
| Interest-bearing deposits | 5,913,580,000 | 5,384,944,000 | 5,436,950,000 | 5,498,011,000 |
| Noninterest-bearing deposits | 1,147,434,000 | 1,318,068,000 | 1,261,969,000 | 1,272,161,000 |
| Equity capital | 681,258,000 | 700,834,000 | 735,250,000 | 725,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 134,281,000 | 264,708,000 | 395,237,000 | 518,985,000 |
| Interest expense | 45,967,000 | 89,720,000 | 131,013,000 | 171,376,000 |
| Net interest income | 88,314,000 | 174,988,000 | 264,224,000 | 347,609,000 |
| Noninterest income | 65,675,000 | 118,423,000 | 188,381,000 | 260,644,000 |
| Noninterest expense | 80,079,000 | 159,902,000 | 246,311,000 | 333,438,000 |
| Provision for loan losses | 12,000,000 | 23,500,000 | 34,500,000 | 46,300,000 |
| Pretax income | 61,287,000 | 111,683,000 | 174,424,000 | 231,339,000 |
| Income tax | 19,903,000 | 35,795,000 | 56,373,000 | 74,855,000 |
| Net income | 41,384,000 | 75,888,000 | 118,051,000 | 156,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 613,108,000 | 626,043,000 | 668,660,000 | 668,897,000 |
| Total capital | 880,357,000 | 894,552,000 | 940,829,000 | 965,602,000 |
| Risk-weighted assets | 7,951,749,000 | 8,460,994,000 | 8,216,048,000 | 8,412,281,000 |