Call reports 2002
ZIONS BANCORPORATION, NATIONAL ASSOCIATION — 2002
What ZIONS BANCORPORATION, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,132,907,000 | 9,716,075,000 | 10,261,720,000 | 10,598,673,000 |
| Total loans | 6,461,984,000 | 6,850,068,000 | 6,467,166,000 | 6,714,289,000 |
| Allowance for loan losses | 86,362,000 | 88,501,000 | 87,439,000 | 95,811,000 |
| Securities available for sale | 884,797,000 | 905,176,000 | 966,508,000 | 1,242,427,000 |
| Securities held to maturity | 75,252,000 | 75,016,000 | 0 | 0 |
| Trading assets | 284,308,000 | 307,543,000 | 366,414,000 | 331,610,000 |
| Total deposits | 5,356,308,000 | 6,184,350,000 | 6,536,038,000 | 6,832,729,000 |
| Interest-bearing deposits | 4,313,411,000 | 5,059,454,000 | 5,412,956,000 | 5,654,699,000 |
| Noninterest-bearing deposits | 1,042,897,000 | 1,124,896,000 | 1,123,082,000 | 1,178,030,000 |
| Equity capital | 655,254,000 | 666,400,000 | 692,920,000 | 682,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 137,316,000 | 277,002,000 | 417,211,000 | 550,445,000 |
| Interest expense | 51,462,000 | 107,921,000 | 162,020,000 | 213,096,000 |
| Net interest income | 85,854,000 | 169,081,000 | 255,191,000 | 337,349,000 |
| Noninterest income | 55,370,000 | 117,586,000 | 164,033,000 | 231,443,000 |
| Noninterest expense | 87,756,000 | 183,027,000 | 290,950,000 | 382,111,000 |
| Provision for loan losses | 11,300,000 | 19,300,000 | 31,300,000 | 41,300,000 |
| Pretax income | 42,189,000 | 84,355,000 | 96,992,000 | 145,677,000 |
| Income tax | 14,120,000 | 28,126,000 | 31,413,000 | 42,420,000 |
| Net income | 28,069,000 | 56,229,000 | 65,579,000 | 103,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 607,165,000 | 605,518,000 | 615,188,000 | 606,354,000 |
| Total capital | 865,147,000 | 866,200,000 | 872,857,000 | 874,136,000 |
| Risk-weighted assets | 7,585,463,000 | 8,222,846,000 | 7,857,523,000 | 8,033,793,000 |