Call reports 2025
SILVER LAKE BANK — 2025
What SILVER LAKE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 479,621,000 | 505,213,000 | 471,748,000 | 494,067,000 |
| Total loans | 344,871,000 | 353,066,000 | 371,691,000 | 365,610,000 |
| Allowance for loan losses | 3,476,000 | 3,517,000 | 3,628,000 | 3,667,000 |
| Securities available for sale | 45,916,000 | 42,626,000 | 40,558,000 | 37,638,000 |
| Securities held to maturity | 44,634,000 | 43,338,000 | 44,114,000 | 42,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,327,000 | 412,598,000 | 377,075,000 | 395,217,000 |
| Interest-bearing deposits | 321,779,000 | 333,015,000 | 299,352,000 | 316,180,000 |
| Noninterest-bearing deposits | 78,548,000 | 79,583,000 | 77,723,000 | 79,037,000 |
| Equity capital | 49,853,000 | 49,211,000 | 50,870,000 | 53,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,406,000 | 14,897,000 | 22,752,000 | 30,620,000 |
| Interest expense | 2,537,000 | 5,047,000 | 7,571,000 | 9,942,000 |
| Net interest income | 4,869,000 | 9,850,000 | 15,181,000 | 20,678,000 |
| Noninterest income | 299,000 | 613,000 | 862,000 | 1,215,000 |
| Noninterest expense | 3,000,000 | 5,943,000 | 9,450,000 | 12,496,000 |
| Provision for loan losses | 0 | 32,000 | 375,000 | 418,000 |
| Pretax income | 2,169,000 | 4,480,000 | 6,217,000 | 8,988,000 |
| Income tax | 524,000 | 1,083,000 | 1,501,000 | 2,116,000 |
| Net income | 1,645,000 | 3,397,000 | 4,716,000 | 6,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,985,000 | 50,986,000 | 52,306,000 | 54,462,000 |