Call reports 2022
SILVER LAKE BANK — 2022
What SILVER LAKE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 404,273,000 | 412,435,000 | 399,619,000 | 395,569,000 |
| Total loans | 261,631,000 | 281,846,000 | 289,574,000 | 308,717,000 |
| Allowance for loan losses | 2,567,000 | 2,710,000 | 2,772,000 | 3,028,000 |
| Securities available for sale | 66,899,000 | 76,209,000 | 69,741,000 | 71,394,000 |
| Securities held to maturity | 0 | 0 | 4,128,000 | 4,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,609,000 | 328,696,000 | 309,129,000 | 306,329,000 |
| Interest-bearing deposits | 237,248,000 | 249,018,000 | 229,286,000 | 229,697,000 |
| Noninterest-bearing deposits | 78,361,000 | 79,678,000 | 79,843,000 | 76,632,000 |
| Equity capital | 37,676,000 | 37,628,000 | 36,761,000 | 38,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 7,157,000 | 11,437,000 | 16,251,000 |
| Interest expense | 247,000 | 568,000 | 1,159,000 | 1,949,000 |
| Net interest income | 3,085,000 | 6,589,000 | 10,278,000 | 14,302,000 |
| Noninterest income | 297,000 | 596,000 | 888,000 | 1,179,000 |
| Noninterest expense | 1,928,000 | 4,175,000 | 6,333,000 | 9,029,000 |
| Provision for loan losses | 1,000 | 141,000 | 203,000 | 458,000 |
| Pretax income | 1,449,000 | 2,856,000 | 4,621,000 | 5,980,000 |
| Income tax | 348,000 | 690,000 | 1,123,000 | 1,441,000 |
| Net income | 1,101,000 | 2,166,000 | 3,498,000 | 4,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,702,000 | 40,768,000 | 42,100,000 | 43,140,000 |