Call reports 2019
SILVER LAKE BANK — 2019
What SILVER LAKE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 282,488,000 | 301,620,000 | 289,859,000 | 293,802,000 |
| Total loans | 209,111,000 | 220,869,000 | 228,125,000 | 234,702,000 |
| Allowance for loan losses | 1,837,000 | 1,915,000 | 2,012,000 | 2,020,000 |
| Securities available for sale | 53,098,000 | 52,483,000 | 49,725,000 | 45,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,287,000 | 234,741,000 | 228,570,000 | 234,368,000 |
| Interest-bearing deposits | 185,569,000 | 193,969,000 | 187,127,000 | 190,912,000 |
| Noninterest-bearing deposits | 37,718,000 | 40,772,000 | 41,443,000 | 43,456,000 |
| Equity capital | 33,073,000 | 32,127,000 | 33,139,000 | 33,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,087,000 | 6,407,000 | 9,886,000 | 13,376,000 |
| Interest expense | 739,000 | 1,567,000 | 2,424,000 | 3,208,000 |
| Net interest income | 2,348,000 | 4,840,000 | 7,462,000 | 10,168,000 |
| Noninterest income | 182,000 | 384,000 | 595,000 | 805,000 |
| Noninterest expense | 1,548,000 | 3,197,000 | 4,799,000 | 6,790,000 |
| Provision for loan losses | 55,000 | 135,000 | 232,000 | 239,000 |
| Pretax income | 927,000 | 1,892,000 | 3,026,000 | 4,009,000 |
| Income tax | 211,000 | 433,000 | 695,000 | 926,000 |
| Net income | 716,000 | 1,459,000 | 2,331,000 | 3,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,224,000 | 31,853,000 | 32,725,000 | 33,477,000 |
| Total capital | 35,061,000 | 33,768,000 | 34,737,000 | 35,497,000 |
| Risk-weighted assets | 209,971,000 | 219,478,000 | 227,190,000 | 233,370,000 |