Call reports 2018
SILVER LAKE BANK — 2018
What SILVER LAKE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,265,000 | 269,257,000 | 267,121,000 | 268,686,000 |
| Total loans | 190,774,000 | 188,290,000 | 201,061,000 | 204,945,000 |
| Allowance for loan losses | 1,682,000 | 1,676,000 | 1,741,000 | 1,785,000 |
| Securities available for sale | 67,222,000 | 63,876,000 | 58,477,000 | 54,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,334,000 | 214,861,000 | 213,517,000 | 215,652,000 |
| Interest-bearing deposits | 177,012,000 | 179,858,000 | 175,482,000 | 176,226,000 |
| Noninterest-bearing deposits | 38,322,000 | 35,003,000 | 38,035,000 | 39,426,000 |
| Equity capital | 31,149,000 | 30,314,000 | 30,728,000 | 31,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,707,000 | 5,430,000 | 8,313,000 | 11,337,000 |
| Interest expense | 418,000 | 893,000 | 1,422,000 | 2,022,000 |
| Net interest income | 2,289,000 | 4,537,000 | 6,891,000 | 9,315,000 |
| Noninterest income | 195,000 | 449,000 | 654,000 | 851,000 |
| Noninterest expense | 1,585,000 | 3,017,000 | 4,759,000 | 6,454,000 |
| Provision for loan losses | 70,000 | 70,000 | 136,000 | 181,000 |
| Pretax income | 829,000 | 1,899,000 | 2,650,000 | 3,531,000 |
| Income tax | 188,000 | 434,000 | 610,000 | 786,000 |
| Net income | 641,000 | 1,465,000 | 2,040,000 | 2,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,989,000 | 31,229,000 | 31,804,000 | 32,508,000 |
| Total capital | 33,671,000 | 32,905,000 | 33,545,000 | 34,293,000 |
| Risk-weighted assets | 196,469,000 | 194,614,000 | 205,859,000 | 207,821,000 |