Call reports 2017
SILVER LAKE BANK — 2017
What SILVER LAKE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 267,124,000 | 270,534,000 | 265,959,000 | 270,937,000 |
| Total loans | 160,525,000 | 166,565,000 | 171,167,000 | 181,003,000 |
| Allowance for loan losses | 1,608,000 | 1,614,000 | 1,614,000 | 1,612,000 |
| Securities available for sale | 84,414,000 | 81,443,000 | 75,130,000 | 70,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,172,000 | 205,018,000 | 203,154,000 | 200,994,000 |
| Interest-bearing deposits | 165,615,000 | 167,851,000 | 165,839,000 | 164,748,000 |
| Noninterest-bearing deposits | 34,557,000 | 37,167,000 | 37,315,000 | 36,246,000 |
| Equity capital | 30,188,000 | 30,984,000 | 31,018,000 | 31,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,651,000 | 7,118,000 | 9,654,000 |
| Interest expense | 372,000 | 782,000 | 1,184,000 | 1,525,000 |
| Net interest income | 1,950,000 | 3,869,000 | 5,934,000 | 8,129,000 |
| Noninterest income | 174,000 | 362,000 | 567,000 | 767,000 |
| Noninterest expense | 1,436,000 | 2,829,000 | 4,276,000 | 5,872,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 688,000 | 1,392,000 | 2,215,000 | 3,014,000 |
| Income tax | 212,000 | 433,000 | 699,000 | 958,000 |
| Net income | 476,000 | 959,000 | 1,516,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,223,000 | 30,705,000 | 30,762,000 | 31,348,000 |
| Total capital | 31,831,000 | 32,319,000 | 32,389,000 | 32,960,000 |
| Risk-weighted assets | 163,921,000 | 169,600,000 | 169,639,000 | 187,296,000 |