Call reports 2011
SILVER LAKE BANK — 2011
What SILVER LAKE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 220,325,000 | 221,978,000 | 213,654,000 | 218,349,000 |
| Total loans | 144,154,000 | 141,597,000 | 138,527,000 | 135,978,000 |
| Allowance for loan losses | 2,390,000 | 2,557,000 | 1,984,000 | 1,973,000 |
| Securities available for sale | 49,048,000 | 54,055,000 | 58,479,000 | 56,031,000 |
| Securities held to maturity | 1,336,000 | 1,572,000 | 1,721,000 | 1,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,044,000 | 167,484,000 | 159,695,000 | 161,119,000 |
| Interest-bearing deposits | 146,987,000 | 147,809,000 | 138,210,000 | 137,996,000 |
| Noninterest-bearing deposits | 19,057,000 | 19,675,000 | 21,485,000 | 23,123,000 |
| Equity capital | 25,030,000 | 26,217,000 | 26,425,000 | 26,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,367,000 | 4,791,000 | 7,181,000 | 9,466,000 |
| Interest expense | 613,000 | 1,204,000 | 1,761,000 | 2,272,000 |
| Net interest income | 1,754,000 | 3,587,000 | 5,420,000 | 7,194,000 |
| Noninterest income | 253,000 | 336,000 | 485,000 | 358,000 |
| Noninterest expense | 1,182,000 | 2,272,000 | 3,318,000 | 4,423,000 |
| Provision for loan losses | 0 | 0 | 1,065,000 | 1,065,000 |
| Pretax income | 825,000 | 1,651,000 | 1,522,000 | 2,432,000 |
| Income tax | 269,000 | 526,000 | 430,000 | 721,000 |
| Net income | 556,000 | 1,125,000 | 1,092,000 | 1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,624,000 | 25,193,000 | 25,160,000 | 25,778,000 |
| Total capital | 26,427,000 | 26,967,000 | 26,914,000 | 27,483,000 |
| Risk-weighted assets | 143,640,000 | 141,098,000 | 140,068,000 | 136,156,000 |