Call reports 2001
SILVER LAKE BANK — 2001
What SILVER LAKE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,585,000 | 111,779,000 | 115,755,000 | 121,203,000 |
| Total loans | 85,277,000 | 89,923,000 | 90,739,000 | 92,707,000 |
| Allowance for loan losses | 401,000 | 399,000 | 417,000 | 422,000 |
| Securities available for sale | 3,132,000 | 3,137,000 | 3,088,000 | 2,988,000 |
| Securities held to maturity | 9,957,000 | 9,515,000 | 9,452,000 | 14,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,911,000 | 99,967,000 | 103,677,000 | 106,065,000 |
| Interest-bearing deposits | 89,753,000 | 92,161,000 | 94,960,000 | 95,949,000 |
| Noninterest-bearing deposits | 7,158,000 | 7,806,000 | 8,717,000 | 10,116,000 |
| Equity capital | 10,903,000 | 11,149,000 | 11,400,000 | 11,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,473,000 | 6,680,000 | 8,721,000 |
| Interest expense | 1,184,000 | 2,307,000 | 3,421,000 | 4,362,000 |
| Net interest income | 1,087,000 | 2,166,000 | 3,259,000 | 4,359,000 |
| Noninterest income | 84,000 | 197,000 | 289,000 | 398,000 |
| Noninterest expense | 884,000 | 1,668,000 | 2,450,000 | 3,319,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 287,000 | 695,000 | 1,083,000 | 1,408,000 |
| Income tax | 110,000 | 267,000 | 418,000 | 530,000 |
| Net income | 177,000 | 428,000 | 665,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,793,000 | 11,047,000 | 11,287,000 | 11,503,000 |
| Total capital | 11,194,000 | 11,446,000 | 11,704,000 | 11,925,000 |
| Risk-weighted assets | 87,074,000 | 89,960,000 | 91,007,000 | 104,213,000 |