Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 452,422,000 | 491,155,000 | 478,647,000 | 477,934,000 |
| Total loans | 242,293,000 | 262,586,000 | 261,336,000 | 241,340,000 |
| Allowance for loan losses | 4,676,000 | 4,886,000 | 5,256,000 | 5,231,000 |
| Securities available for sale | 191,016,000 | 210,628,000 | 196,075,000 | 211,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,774,000 | 411,564,000 | 406,635,000 | 408,535,000 |
| Interest-bearing deposits | 266,867,000 | 325,308,000 | 305,016,000 | 278,096,000 |
| Noninterest-bearing deposits | 86,907,000 | 86,256,000 | 101,619,000 | 130,439,000 |
| Equity capital | 52,813,000 | 57,144,000 | 58,632,000 | 59,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,699,000 | 9,411,000 | 14,783,000 | 19,186,000 |
| Interest expense | 851,000 | 1,464,000 | 1,950,000 | 2,398,000 |
| Net interest income | 3,848,000 | 7,947,000 | 12,833,000 | 16,788,000 |
| Noninterest income | 374,000 | 604,000 | 1,091,000 | 1,498,000 |
| Noninterest expense | 2,669,000 | 5,228,000 | 7,659,000 | 10,146,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 1,253,000 | 2,723,000 | 5,456,000 | 7,371,000 |
| Income tax | -32,000 | 36,000 | 132,000 | 201,000 |
| Net income | 1,285,000 | 2,687,000 | 5,324,000 | 7,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,835,000 | 47,336,000 | 49,072,000 | 49,923,000 |