Call reports 2019
FIRST STATE BANK, THE — 2019
What FIRST STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 432,942,000 | 441,430,000 | 444,467,000 | 451,977,000 |
| Total loans | 238,816,000 | 240,111,000 | 255,371,000 | 247,169,000 |
| Allowance for loan losses | 4,878,000 | 3,929,000 | 4,223,000 | 4,447,000 |
| Securities available for sale | 176,212,000 | 178,079,000 | 168,839,000 | 180,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,465,000 | 345,328,000 | 363,532,000 | 371,258,000 |
| Interest-bearing deposits | 277,574,000 | 271,419,000 | 291,662,000 | 292,420,000 |
| Noninterest-bearing deposits | 73,891,000 | 73,909,000 | 71,870,000 | 78,838,000 |
| Equity capital | 48,761,000 | 51,891,000 | 52,619,000 | 53,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,765,000 | 9,514,000 | 14,333,000 | 19,155,000 |
| Interest expense | 1,063,000 | 2,117,000 | 3,204,000 | 4,187,000 |
| Net interest income | 3,702,000 | 7,397,000 | 11,129,000 | 14,968,000 |
| Noninterest income | 372,000 | 987,000 | 1,350,000 | 1,798,000 |
| Noninterest expense | 2,423,000 | 4,788,000 | 7,171,000 | 9,687,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,351,000 | 2,996,000 | 4,408,000 | 6,011,000 |
| Income tax | 2,000 | 54,000 | 118,000 | 170,000 |
| Net income | 1,349,000 | 2,942,000 | 4,290,000 | 5,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,024,000 | 45,585,000 | 45,893,000 | 46,460,000 |
| Total capital | 48,780,000 | 49,298,000 | 49,779,000 | 50,324,000 |
| Risk-weighted assets | 299,383,000 | 296,821,000 | 310,577,000 | 308,545,000 |