Call reports 2018
FIRST STATE BANK, THE — 2018
What FIRST STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 424,905,000 | 437,230,000 | 436,043,000 | 447,335,000 |
| Total loans | 227,572,000 | 241,924,000 | 246,838,000 | 254,219,000 |
| Allowance for loan losses | 3,951,000 | 4,152,000 | 4,306,000 | 4,588,000 |
| Securities available for sale | 176,745,000 | 173,801,000 | 167,521,000 | 167,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,774,000 | 357,911,000 | 348,118,000 | 368,180,000 |
| Interest-bearing deposits | 250,741,000 | 275,706,000 | 275,868,000 | 292,206,000 |
| Noninterest-bearing deposits | 84,033,000 | 82,205,000 | 72,250,000 | 75,974,000 |
| Equity capital | 45,262,000 | 45,543,000 | 45,076,000 | 47,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,426,000 | 8,946,000 | 13,664,000 | 18,528,000 |
| Interest expense | 662,000 | 1,514,000 | 2,458,000 | 3,541,000 |
| Net interest income | 3,764,000 | 7,432,000 | 11,206,000 | 14,987,000 |
| Noninterest income | 406,000 | 802,000 | 1,185,000 | 1,654,000 |
| Noninterest expense | 2,577,000 | 4,879,000 | 7,146,000 | 9,488,000 |
| Provision for loan losses | 135,000 | 429,000 | 724,000 | 1,024,000 |
| Pretax income | 1,458,000 | 2,926,000 | 4,521,000 | 6,129,000 |
| Income tax | 52,000 | 106,000 | 152,000 | 258,000 |
| Net income | 1,406,000 | 2,820,000 | 4,369,000 | 5,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,942,000 | 43,505,000 | 44,199,000 | 44,729,000 |
| Total capital | 46,571,000 | 47,298,000 | 48,027,000 | 48,649,000 |
| Risk-weighted assets | 290,036,000 | 303,080,000 | 305,772,000 | 312,966,000 |