Call reports 2016
FIRST STATE BANK, THE — 2016
What FIRST STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 404,252,000 | 411,252,000 | 426,229,000 | 432,999,000 |
| Total loans | 223,918,000 | 227,811,000 | 235,362,000 | 234,577,000 |
| Allowance for loan losses | 3,893,000 | 3,929,000 | 4,202,000 | 4,458,000 |
| Securities available for sale | 158,898,000 | 161,010,000 | 165,680,000 | 173,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,152,000 | 308,174,000 | 316,867,000 | 331,669,000 |
| Interest-bearing deposits | 233,430,000 | 237,153,000 | 244,233,000 | 253,054,000 |
| Noninterest-bearing deposits | 76,722,000 | 71,021,000 | 72,634,000 | 78,615,000 |
| Equity capital | 47,073,000 | 47,750,000 | 47,500,000 | 45,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,336,000 | 8,491,000 | 12,714,000 | 17,017,000 |
| Interest expense | 545,000 | 1,106,000 | 1,711,000 | 2,333,000 |
| Net interest income | 3,791,000 | 7,385,000 | 11,003,000 | 14,684,000 |
| Noninterest income | 344,000 | 700,000 | 1,093,000 | 1,498,000 |
| Noninterest expense | 2,421,000 | 4,930,000 | 7,462,000 | 9,838,000 |
| Provision for loan losses | 205,000 | 469,000 | 734,000 | 998,000 |
| Pretax income | 1,569,000 | 2,759,000 | 3,973,000 | 5,424,000 |
| Income tax | 69,000 | -19,000 | 29,000 | 86,000 |
| Net income | 1,500,000 | 2,778,000 | 3,944,000 | 5,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,377,000 | 40,488,000 | 40,850,000 | 41,440,000 |
| Total capital | 43,944,000 | 44,023,000 | 44,497,000 | 45,172,000 |
| Risk-weighted assets | 285,029,000 | 282,440,000 | 291,205,000 | 297,872,000 |