Call reports 2015
FIRST STATE BANK, THE — 2015
What FIRST STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 416,489,000 | 425,208,000 | 431,201,000 | 426,172,000 |
| Total loans | 205,078,000 | 222,744,000 | 234,348,000 | 235,637,000 |
| Allowance for loan losses | 2,912,000 | 3,176,000 | 3,487,000 | 3,686,000 |
| Securities available for sale | 188,537,000 | 177,766,000 | 172,419,000 | 160,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,534,000 | 311,299,000 | 316,513,000 | 323,596,000 |
| Interest-bearing deposits | 239,257,000 | 235,581,000 | 245,180,000 | 245,188,000 |
| Noninterest-bearing deposits | 81,277,000 | 75,718,000 | 71,333,000 | 78,408,000 |
| Equity capital | 46,812,000 | 45,325,000 | 46,023,000 | 46,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,075,000 | 8,195,000 | 12,467,000 | 16,862,000 |
| Interest expense | 536,000 | 1,051,000 | 1,618,000 | 2,192,000 |
| Net interest income | 3,539,000 | 7,144,000 | 10,849,000 | 14,670,000 |
| Noninterest income | 331,000 | 732,000 | 1,088,000 | 1,439,000 |
| Noninterest expense | 2,382,000 | 4,822,000 | 7,158,000 | 9,638,000 |
| Provision for loan losses | 230,000 | 484,000 | 789,000 | 994,000 |
| Pretax income | 1,258,000 | 2,570,000 | 3,990,000 | 5,477,000 |
| Income tax | 55,000 | 225,000 | 287,000 | 375,000 |
| Net income | 1,203,000 | 2,345,000 | 3,703,000 | 5,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,468,000 | 37,429,000 | 38,905,000 | 39,526,000 |
| Total capital | 40,380,000 | 40,605,000 | 42,392,000 | 43,212,000 |
| Risk-weighted assets | 286,883,000 | 305,356,000 | 311,263,000 | 298,250,000 |