Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 109,287,000 | 112,000,000 | 112,514,000 | 113,944,000 |
| Total loans | 71,118,000 | 72,916,000 | 72,579,000 | 73,521,000 |
| Allowance for loan losses | 2,068,000 | 1,964,000 | 2,047,000 | 2,010,000 |
| Securities available for sale | 34,755,000 | 35,619,000 | 35,843,000 | 35,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,529,000 | 90,092,000 | 88,778,000 | 88,946,000 |
| Interest-bearing deposits | 80,768,000 | 83,490,000 | 82,153,000 | 81,849,000 |
| Noninterest-bearing deposits | 6,761,000 | 6,602,000 | 6,625,000 | 7,097,000 |
| Equity capital | 9,647,000 | 10,245,000 | 11,185,000 | 10,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,706,000 | 5,567,000 | 7,250,000 |
| Interest expense | 813,000 | 1,570,000 | 2,312,000 | 3,015,000 |
| Net interest income | 1,042,000 | 2,136,000 | 3,255,000 | 4,235,000 |
| Noninterest income | 117,000 | 212,000 | 313,000 | 450,000 |
| Noninterest expense | 571,000 | 1,199,000 | 1,806,000 | 2,532,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 302,000 |
| Pretax income | 525,000 | 1,023,000 | 1,573,000 | 1,851,000 |
| Income tax | 27,000 | 53,000 | 81,000 | 97,000 |
| Net income | 498,000 | 970,000 | 1,492,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,919,000 | 8,824,000 | 9,131,000 | 9,194,000 |
| Total capital | 9,860,000 | 9,786,000 | 10,083,000 | 10,170,000 |
| Risk-weighted assets | 74,161,000 | 75,977,000 | 75,082,000 | 77,007,000 |