Call reports 2025
BLUFF VIEW BANK — 2025
What BLUFF VIEW BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 143,412,000 | 154,378,000 | 160,727,000 | 151,509,000 |
| Total loans | 89,833,000 | 95,160,000 | 97,676,000 | 97,305,000 |
| Allowance for loan losses | 1,010,000 | 996,000 | 1,010,000 | 1,011,000 |
| Securities available for sale | 41,591,000 | 41,108,000 | 42,128,000 | 42,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,295,000 | 126,989,000 | 131,832,000 | 118,727,000 |
| Interest-bearing deposits | 94,551,000 | 98,156,000 | 102,562,000 | 89,905,000 |
| Noninterest-bearing deposits | 27,744,000 | 28,833,000 | 29,270,000 | 28,822,000 |
| Equity capital | 19,402,000 | 19,654,000 | 21,016,000 | 22,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,717,000 | 5,790,000 | 7,954,000 |
| Interest expense | 615,000 | 1,249,000 | 1,910,000 | 2,542,000 |
| Net interest income | 1,203,000 | 2,468,000 | 3,880,000 | 5,412,000 |
| Noninterest income | 317,000 | 649,000 | 1,020,000 | 1,346,000 |
| Noninterest expense | 1,126,000 | 2,192,000 | 3,378,000 | 4,512,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 394,000 | 925,000 | 1,522,000 | 2,217,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 394,000 | 924,000 | 1,520,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,196,000 | 22,421,000 | 22,710,000 | 23,406,000 |
| Total capital | 23,206,000 | 23,416,000 | 23,721,000 | 24,417,000 |
| Risk-weighted assets | 114,556,000 | 119,519,000 | 125,973,000 | 122,500,000 |