Call reports 2024
BLUFF VIEW BANK — 2024
What BLUFF VIEW BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 141,394,000 | 140,241,000 | 151,073,000 | 144,833,000 |
| Total loans | 86,318,000 | 89,353,000 | 90,497,000 | 91,021,000 |
| Allowance for loan losses | 972,000 | 955,000 | 982,000 | 1,004,000 |
| Securities available for sale | 41,267,000 | 39,447,000 | 40,286,000 | 43,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,865,000 | 107,926,000 | 120,815,000 | 122,972,000 |
| Interest-bearing deposits | 78,647,000 | 79,295,000 | 91,740,000 | 93,930,000 |
| Noninterest-bearing deposits | 27,218,000 | 28,631,000 | 29,075,000 | 29,042,000 |
| Equity capital | 21,583,000 | 21,280,000 | 20,427,000 | 19,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,387,000 | 5,224,000 | 7,114,000 |
| Interest expense | 533,000 | 1,074,000 | 1,738,000 | 2,408,000 |
| Net interest income | 1,132,000 | 2,313,000 | 3,486,000 | 4,706,000 |
| Noninterest income | 308,000 | 652,000 | 972,000 | 1,310,000 |
| Noninterest expense | 1,098,000 | 2,109,000 | 3,189,000 | 4,208,000 |
| Provision for loan losses | 0 | 13,000 | 47,000 | 47,000 |
| Pretax income | 342,000 | 843,000 | 1,222,000 | 1,761,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 342,000 | 839,000 | 1,218,000 | 1,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,420,000 | 23,432,000 | 21,651,000 | 22,190,000 |
| Total capital | 24,392,000 | 24,387,000 | 22,633,000 | 23,194,000 |
| Risk-weighted assets | 110,939,000 | 113,114,000 | 114,835,000 | 116,333,000 |