Call reports 2023
BLUFF VIEW BANK — 2023
What BLUFF VIEW BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 132,618,000 | 138,857,000 | 136,432,000 | 141,366,000 |
| Total loans | 80,999,000 | 84,787,000 | 86,613,000 | 84,380,000 |
| Allowance for loan losses | 992,000 | 995,000 | 964,000 | 966,000 |
| Securities available for sale | 38,027,000 | 41,414,000 | 39,016,000 | 41,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,643,000 | 101,837,000 | 99,627,000 | 102,917,000 |
| Interest-bearing deposits | 76,456,000 | 75,450,000 | 72,672,000 | 75,462,000 |
| Noninterest-bearing deposits | 27,187,000 | 26,387,000 | 26,955,000 | 27,455,000 |
| Equity capital | 21,063,000 | 20,615,000 | 18,480,000 | 21,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,748,000 | 4,304,000 | 5,928,000 |
| Interest expense | 201,000 | 572,000 | 1,024,000 | 1,526,000 |
| Net interest income | 1,101,000 | 2,176,000 | 3,280,000 | 4,402,000 |
| Noninterest income | 285,000 | 576,000 | 956,000 | 1,259,000 |
| Noninterest expense | 1,088,000 | 2,119,000 | 3,280,000 | 4,334,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 298,000 | 633,000 | 956,000 | 1,327,000 |
| Income tax | 29,000 | 40,000 | -39,000 | -39,000 |
| Net income | 269,000 | 593,000 | 995,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,889,000 | 22,712,000 | 22,959,000 | 23,329,000 |
| Total capital | 23,881,000 | 23,707,000 | 23,923,000 | 24,295,000 |
| Risk-weighted assets | 106,381,000 | 111,416,000 | 110,868,000 | 109,690,000 |