Call reports 2022
BLUFF VIEW BANK — 2022
What BLUFF VIEW BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 126,821,000 | 126,000,000 | 125,752,000 | 125,298,000 |
| Total loans | 79,679,000 | 75,105,000 | 80,611,000 | 80,717,000 |
| Allowance for loan losses | 1,145,000 | 1,146,000 | 1,148,000 | 998,000 |
| Securities available for sale | 27,215,000 | 32,078,000 | 32,713,000 | 33,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,599,000 | 104,990,000 | 104,987,000 | 102,682,000 |
| Interest-bearing deposits | 75,417,000 | 74,833,000 | 73,726,000 | 72,853,000 |
| Noninterest-bearing deposits | 28,182,000 | 30,157,000 | 31,261,000 | 29,829,000 |
| Equity capital | 21,700,000 | 20,440,000 | 19,111,000 | 20,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,115,000 | 3,267,000 | 4,511,000 |
| Interest expense | 60,000 | 115,000 | 180,000 | 300,000 |
| Net interest income | 997,000 | 2,000,000 | 3,087,000 | 4,211,000 |
| Noninterest income | 299,000 | 596,000 | 890,000 | 1,218,000 |
| Noninterest expense | 1,003,000 | 1,968,000 | 3,068,000 | 4,221,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 293,000 | 628,000 | 908,000 | 1,238,000 |
| Income tax | 28,000 | 47,000 | 72,000 | 124,000 |
| Net income | 265,000 | 581,000 | 836,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,789,000 | 22,604,000 | 22,607,000 | 22,889,000 |
| Total capital | 23,934,000 | 23,750,000 | 23,755,000 | 23,887,000 |
| Risk-weighted assets | 118,011,000 | 118,196,000 | 122,527,000 | 103,753,000 |