Call reports 2021
BLUFF VIEW BANK — 2021
What BLUFF VIEW BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 124,391,000 | 127,491,000 | 129,746,000 | 130,718,000 |
| Total loans | 82,352,000 | 82,699,000 | 78,000,000 | 76,270,000 |
| Allowance for loan losses | 1,139,000 | 1,141,000 | 1,143,000 | 1,143,000 |
| Securities available for sale | 14,502,000 | 15,278,000 | 15,529,000 | 21,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,132,000 | 101,628,000 | 104,104,000 | 105,816,000 |
| Interest-bearing deposits | 72,029,000 | 72,885,000 | 73,944,000 | 76,166,000 |
| Noninterest-bearing deposits | 26,103,000 | 28,743,000 | 30,160,000 | 29,650,000 |
| Equity capital | 23,168,000 | 22,758,000 | 23,028,000 | 23,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,458,000 | 3,492,000 | 4,517,000 |
| Interest expense | 83,000 | 165,000 | 244,000 | 314,000 |
| Net interest income | 1,221,000 | 2,293,000 | 3,248,000 | 4,203,000 |
| Noninterest income | 518,000 | 879,000 | 1,653,000 | 2,028,000 |
| Noninterest expense | 1,034,000 | 2,097,000 | 3,128,000 | 4,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 705,000 | 1,075,000 | 1,773,000 | 2,103,000 |
| Income tax | 49,000 | 83,000 | 140,000 | 159,000 |
| Net income | 656,000 | 992,000 | 1,633,000 | 1,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,641,000 | 22,157,000 | 22,513,000 | 22,835,000 |
| Total capital | 23,780,000 | 23,298,000 | 23,656,000 | 23,978,000 |
| Risk-weighted assets | 111,316,000 | 112,871,000 | 113,085,000 | 112,605,000 |