Call reports 2020
BLUFF VIEW BANK — 2020
What BLUFF VIEW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 105,195,000 | 118,342,000 | 121,008,000 | 123,478,000 |
| Total loans | 79,206,000 | 83,810,000 | 81,758,000 | 78,375,000 |
| Allowance for loan losses | 1,137,000 | 1,137,000 | 1,136,000 | 1,140,000 |
| Securities available for sale | 14,051,000 | 14,332,000 | 14,029,000 | 14,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,376,000 | 87,682,000 | 91,530,000 | 93,445,000 |
| Interest-bearing deposits | 61,427,000 | 65,552,000 | 66,499,000 | 70,149,000 |
| Noninterest-bearing deposits | 17,949,000 | 22,130,000 | 25,031,000 | 23,296,000 |
| Equity capital | 21,199,000 | 21,961,000 | 22,244,000 | 22,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,421,000 | 3,554,000 | 4,651,000 |
| Interest expense | 172,000 | 319,000 | 435,000 | 528,000 |
| Net interest income | 1,121,000 | 2,102,000 | 3,119,000 | 4,123,000 |
| Noninterest income | 620,000 | 1,479,000 | 2,132,000 | 2,753,000 |
| Noninterest expense | 923,000 | 1,953,000 | 2,893,000 | 3,914,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 818,000 | 1,628,000 | 2,358,000 | 2,962,000 |
| Income tax | 49,000 | 105,000 | 183,000 | 222,000 |
| Net income | 769,000 | 1,523,000 | 2,175,000 | 2,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,780,000 | 21,387,000 | 21,637,000 | 22,224,000 |
| Total capital | 21,917,000 | 22,524,000 | 22,773,000 | 23,364,000 |
| Risk-weighted assets | 100,562,000 | 107,136,000 | 107,858,000 | 108,185,000 |