Call reports 2019
BLUFF VIEW BANK — 2019
What BLUFF VIEW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,767,000 | 105,825,000 | 105,347,000 | 107,274,000 |
| Total loans | 80,096,000 | 81,478,000 | 83,613,000 | 83,891,000 |
| Allowance for loan losses | 1,131,000 | 1,127,000 | 1,135,000 | 1,137,000 |
| Securities available for sale | 12,720,000 | 13,104,000 | 13,729,000 | 12,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,245,000 | 78,903,000 | 79,239,000 | 82,249,000 |
| Interest-bearing deposits | 59,420,000 | 60,504,000 | 59,960,000 | 61,501,000 |
| Noninterest-bearing deposits | 16,825,000 | 18,399,000 | 19,279,000 | 20,748,000 |
| Equity capital | 19,524,000 | 19,822,000 | 20,271,000 | 20,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,409,000 | 3,650,000 | 4,917,000 |
| Interest expense | 159,000 | 343,000 | 533,000 | 724,000 |
| Net interest income | 1,025,000 | 2,066,000 | 3,117,000 | 4,193,000 |
| Noninterest income | 305,000 | 672,000 | 1,094,000 | 1,497,000 |
| Noninterest expense | 860,000 | 1,787,000 | 2,699,000 | 3,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 470,000 | 951,000 | 1,512,000 | 1,986,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 104,000 |
| Net income | 469,000 | 949,000 | 1,510,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,454,000 | 19,585,000 | 19,941,000 | 20,012,000 |
| Total capital | 20,585,000 | 20,712,000 | 21,076,000 | 21,149,000 |
| Risk-weighted assets | 97,411,000 | 98,572,000 | 101,636,000 | 103,322,000 |