Call reports 2018
BLUFF VIEW BANK — 2018
What BLUFF VIEW BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,895,000 | 97,279,000 | 99,919,000 | 101,129,000 |
| Total loans | 75,417,000 | 78,773,000 | 80,982,000 | 80,501,000 |
| Allowance for loan losses | 1,327,000 | 1,327,000 | 1,214,000 | 1,217,000 |
| Securities available for sale | 12,094,000 | 12,910,000 | 12,313,000 | 12,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,888,000 | 73,239,000 | 74,468,000 | 76,467,000 |
| Interest-bearing deposits | 54,282,000 | 55,752,000 | 56,620,000 | 57,107,000 |
| Noninterest-bearing deposits | 15,606,000 | 17,487,000 | 17,848,000 | 19,360,000 |
| Equity capital | 18,403,000 | 18,420,000 | 18,603,000 | 19,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,141,000 | 3,280,000 | 4,466,000 |
| Interest expense | 71,000 | 162,000 | 271,000 | 411,000 |
| Net interest income | 965,000 | 1,979,000 | 3,009,000 | 4,055,000 |
| Noninterest income | 267,000 | 512,000 | 798,000 | 1,108,000 |
| Noninterest expense | 865,000 | 1,758,000 | 2,613,000 | 3,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 733,000 | 1,204,000 | 1,565,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 367,000 | 732,000 | 1,202,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,475,000 | 18,514,000 | 18,823,000 | 19,184,000 |
| Total capital | 19,610,000 | 19,713,000 | 20,037,000 | 20,401,000 |
| Risk-weighted assets | 90,671,000 | 95,845,000 | 98,541,000 | 99,103,000 |