Call reports 2017
BLUFF VIEW BANK — 2017
What BLUFF VIEW BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 92,308,000 | 94,876,000 | 99,382,000 | 97,683,000 |
| Total loans | 72,240,000 | 75,483,000 | 77,030,000 | 75,371,000 |
| Allowance for loan losses | 1,262,000 | 1,262,000 | 1,264,000 | 1,269,000 |
| Securities available for sale | 12,799,000 | 13,128,000 | 12,565,000 | 12,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,062,000 | 72,479,000 | 76,495,000 | 74,991,000 |
| Interest-bearing deposits | 53,615,000 | 55,337,000 | 57,419,000 | 55,850,000 |
| Noninterest-bearing deposits | 15,447,000 | 17,142,000 | 19,076,000 | 19,141,000 |
| Equity capital | 17,891,000 | 17,983,000 | 18,171,000 | 18,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,048,000 | 3,130,000 | 4,202,000 |
| Interest expense | 73,000 | 146,000 | 220,000 | 294,000 |
| Net interest income | 947,000 | 1,902,000 | 2,910,000 | 3,908,000 |
| Noninterest income | 336,000 | 647,000 | 940,000 | 1,206,000 |
| Noninterest expense | 807,000 | 1,620,000 | 2,473,000 | 3,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 929,000 | 1,373,000 | 1,768,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 475,000 | 927,000 | 1,370,000 | 1,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,835,000 | 17,834,000 | 18,028,000 | 18,146,000 |
| Total capital | 18,754,000 | 18,790,000 | 19,003,000 | 19,102,000 |
| Risk-weighted assets | 73,208,000 | 76,194,000 | 77,715,000 | 76,170,000 |