Call reports 2016
BLUFF VIEW BANK — 2016
What BLUFF VIEW BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,889,000 | 94,699,000 | 94,976,000 | 96,541,000 |
| Total loans | 75,735,000 | 75,241,000 | 76,761,000 | 74,871,000 |
| Allowance for loan losses | 1,262,000 | 1,264,000 | 1,248,000 | 1,260,000 |
| Securities available for sale | 13,010,000 | 13,349,000 | 13,159,000 | 13,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,412,000 | 70,908,000 | 68,726,000 | 71,511,000 |
| Interest-bearing deposits | 55,461,000 | 54,090,000 | 52,120,000 | 54,373,000 |
| Noninterest-bearing deposits | 14,951,000 | 16,818,000 | 16,606,000 | 17,138,000 |
| Equity capital | 16,743,000 | 17,005,000 | 17,311,000 | 17,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,123,000 | 3,204,000 | 4,307,000 |
| Interest expense | 69,000 | 137,000 | 209,000 | 281,000 |
| Net interest income | 990,000 | 1,986,000 | 2,995,000 | 4,026,000 |
| Noninterest income | 283,000 | 586,000 | 962,000 | 1,372,000 |
| Noninterest expense | 757,000 | 1,528,000 | 2,303,000 | 3,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 516,000 | 1,044,000 | 1,659,000 | 2,258,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 516,000 | 1,043,000 | 1,657,000 | 2,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,453,000 | 16,621,000 | 17,014,000 | 17,611,000 |
| Total capital | 17,392,000 | 17,550,000 | 17,974,000 | 18,561,000 |
| Risk-weighted assets | 74,853,000 | 74,026,000 | 76,557,000 | 75,764,000 |