Call reports 2015
BLUFF VIEW BANK — 2015
What BLUFF VIEW BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,051,000 | 92,697,000 | 95,457,000 | 96,765,000 |
| Total loans | 73,666,000 | 73,805,000 | 75,105,000 | 75,306,000 |
| Allowance for loan losses | 1,286,000 | 1,300,000 | 1,297,000 | 1,260,000 |
| Securities available for sale | 13,772,000 | 12,357,000 | 12,703,000 | 13,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,089,000 | 71,430,000 | 72,216,000 | 74,476,000 |
| Interest-bearing deposits | 56,902,000 | 56,143,000 | 55,867,000 | 58,037,000 |
| Noninterest-bearing deposits | 13,187,000 | 15,287,000 | 16,349,000 | 16,439,000 |
| Equity capital | 15,536,000 | 15,493,000 | 15,906,000 | 16,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,062,000 | 3,110,000 | 4,232,000 |
| Interest expense | 62,000 | 129,000 | 194,000 | 264,000 |
| Net interest income | 964,000 | 1,933,000 | 2,916,000 | 3,968,000 |
| Noninterest income | 342,000 | 594,000 | 890,000 | 1,164,000 |
| Noninterest expense | 771,000 | 1,504,000 | 2,255,000 | 3,013,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 505,000 | 984,000 | 1,512,000 | 2,080,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 504,000 | 982,000 | 1,509,000 | 2,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,221,000 | 15,307,000 | 15,647,000 | 16,215,000 |
| Total capital | 16,149,000 | 16,243,000 | 16,608,000 | 17,151,000 |
| Risk-weighted assets | 73,894,000 | 74,541,000 | 76,619,000 | 74,609,000 |