Call reports 2014
BLUFF VIEW BANK — 2014
What BLUFF VIEW BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 88,231,000 | 90,510,000 | 89,860,000 | 91,691,000 |
| Total loans | 67,156,000 | 71,582,000 | 71,841,000 | 72,763,000 |
| Allowance for loan losses | 1,179,000 | 1,244,000 | 1,300,000 | 1,258,000 |
| Securities available for sale | 12,483,000 | 12,547,000 | 13,226,000 | 13,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,786,000 | 73,634,000 | 72,540,000 | 72,665,000 |
| Interest-bearing deposits | 57,599,000 | 58,845,000 | 57,675,000 | 58,394,000 |
| Noninterest-bearing deposits | 13,187,000 | 14,789,000 | 14,865,000 | 14,271,000 |
| Equity capital | 14,712,000 | 14,598,000 | 14,758,000 | 15,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,953,000 | 2,969,000 | 3,990,000 |
| Interest expense | 71,000 | 136,000 | 201,000 | 262,000 |
| Net interest income | 890,000 | 1,817,000 | 2,768,000 | 3,728,000 |
| Noninterest income | 213,000 | 418,000 | 645,000 | 878,000 |
| Noninterest expense | 743,000 | 1,475,000 | 2,250,000 | 3,008,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 106,000 |
| Pretax income | 298,000 | 638,000 | 981,000 | 1,490,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 297,000 | 635,000 | 977,000 | 1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,481,000 | 14,273,000 | 14,426,000 | 14,939,000 |
| Total capital | 15,341,000 | 15,165,000 | 15,322,000 | 15,872,000 |
| Risk-weighted assets | 83,979,000 | 86,491,000 | 78,501,000 | 80,545,000 |