Call reports 2013
BLUFF VIEW BANK — 2013
What BLUFF VIEW BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,489,000 | 92,829,000 | 88,899,000 | 90,850,000 |
| Total loans | 65,913,000 | 69,437,000 | 68,454,000 | 69,266,000 |
| Allowance for loan losses | 1,091,000 | 1,025,000 | 1,060,000 | 1,118,000 |
| Securities available for sale | 11,941,000 | 11,907,000 | 11,978,000 | 12,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,395,000 | 74,508,000 | 71,839,000 | 73,435,000 |
| Interest-bearing deposits | 55,800,000 | 60,442,000 | 58,135,000 | 58,468,000 |
| Noninterest-bearing deposits | 11,595,000 | 14,066,000 | 13,704,000 | 14,967,000 |
| Equity capital | 14,639,000 | 14,055,000 | 14,236,000 | 14,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,128,000 | 3,177,000 | 4,221,000 |
| Interest expense | 88,000 | 172,000 | 258,000 | 336,000 |
| Net interest income | 920,000 | 1,956,000 | 2,919,000 | 3,885,000 |
| Noninterest income | 390,000 | 507,000 | 742,000 | 967,000 |
| Noninterest expense | 746,000 | 1,464,000 | 2,200,000 | 2,917,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 520,000 | 916,000 | 1,318,000 | 1,732,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 519,000 | 913,000 | 1,314,000 | 1,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,178,000 | 13,866,000 | 14,074,000 | 14,491,000 |
| Total capital | 14,991,000 | 14,891,000 | 14,953,000 | 15,413,000 |
| Risk-weighted assets | 80,229,000 | 85,810,000 | 83,971,000 | 86,324,000 |