Call reports 2012
BLUFF VIEW BANK — 2012
What BLUFF VIEW BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,194,000 | 84,983,000 | 82,707,000 | 87,230,000 |
| Total loans | 62,821,000 | 64,386,000 | 64,084,000 | 66,133,000 |
| Allowance for loan losses | 897,000 | 942,000 | 974,000 | 1,021,000 |
| Securities available for sale | 12,972,000 | 12,815,000 | 13,414,000 | 12,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,718,000 | 69,052,000 | 65,947,000 | 70,137,000 |
| Interest-bearing deposits | 56,175,000 | 56,149,000 | 54,514,000 | 56,392,000 |
| Noninterest-bearing deposits | 10,543,000 | 12,903,000 | 11,433,000 | 13,745,000 |
| Equity capital | 13,198,000 | 13,396,000 | 13,938,000 | 14,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,097,000 | 3,144,000 | 4,196,000 |
| Interest expense | 123,000 | 230,000 | 327,000 | 421,000 |
| Net interest income | 937,000 | 1,867,000 | 2,817,000 | 3,775,000 |
| Noninterest income | 462,000 | 833,000 | 1,358,000 | 1,877,000 |
| Noninterest expense | 749,000 | 1,464,000 | 2,206,000 | 2,963,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 590,000 | 1,116,000 | 1,789,000 | 2,449,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 589,000 | 1,115,000 | 1,788,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,665,000 | 12,815,000 | 13,302,000 | 13,959,000 |
| Total capital | 13,562,000 | 13,757,000 | 14,276,000 | 14,800,000 |
| Risk-weighted assets | 78,569,000 | 81,251,000 | 83,341,000 | 82,598,000 |