Call reports 2011
BLUFF VIEW BANK — 2011
What BLUFF VIEW BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,733,000 | 82,571,000 | 83,125,000 | 86,707,000 |
| Total loans | 62,370,000 | 61,119,000 | 64,495,000 | 62,335,000 |
| Allowance for loan losses | 821,000 | 739,000 | 798,000 | 858,000 |
| Securities available for sale | 11,916,000 | 12,367,000 | 12,436,000 | 12,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,181,000 | 67,726,000 | 68,841,000 | 70,493,000 |
| Interest-bearing deposits | 56,738,000 | 55,654,000 | 57,937,000 | 58,931,000 |
| Noninterest-bearing deposits | 9,443,000 | 12,072,000 | 10,904,000 | 11,562,000 |
| Equity capital | 11,640,000 | 11,680,000 | 12,181,000 | 12,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,112,000 | 3,256,000 | 4,371,000 |
| Interest expense | 190,000 | 360,000 | 494,000 | 623,000 |
| Net interest income | 853,000 | 1,752,000 | 2,762,000 | 3,748,000 |
| Noninterest income | 172,000 | 388,000 | 670,000 | 1,149,000 |
| Noninterest expense | 664,000 | 1,348,000 | 2,062,000 | 2,849,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 301,000 | 669,000 | 1,187,000 | 1,805,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 7,000 |
| Net income | 299,000 | 665,000 | 1,181,000 | 1,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,474,000 | 11,378,000 | 11,732,000 | 12,346,000 |
| Total capital | 12,295,000 | 12,117,000 | 12,530,000 | 13,204,000 |
| Risk-weighted assets | 78,506,000 | 77,100,000 | 80,078,000 | 78,885,000 |