Call reports 2010
BLUFF VIEW BANK — 2010
What BLUFF VIEW BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,960,000 | 84,290,000 | 83,059,000 | 84,627,000 |
| Total loans | 65,020,000 | 64,179,000 | 64,880,000 | 61,381,000 |
| Allowance for loan losses | 748,000 | 905,000 | 848,000 | 794,000 |
| Securities available for sale | 10,628,000 | 10,707,000 | 11,002,000 | 11,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,880,000 | 69,561,000 | 67,637,000 | 69,184,000 |
| Interest-bearing deposits | 59,567,000 | 60,197,000 | 58,561,000 | 59,106,000 |
| Noninterest-bearing deposits | 8,313,000 | 9,364,000 | 9,076,000 | 10,078,000 |
| Equity capital | 10,873,000 | 10,729,000 | 11,390,000 | 11,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,289,000 | 3,369,000 | 4,526,000 |
| Interest expense | 288,000 | 559,000 | 805,000 | 1,022,000 |
| Net interest income | 869,000 | 1,730,000 | 2,564,000 | 3,504,000 |
| Noninterest income | 283,000 | 590,000 | 1,100,000 | 1,646,000 |
| Noninterest expense | 743,000 | 1,403,000 | 2,069,000 | 2,894,000 |
| Provision for loan losses | 39,000 | 196,000 | 283,000 | 529,000 |
| Pretax income | 370,000 | 722,000 | 1,313,000 | 1,728,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 10,000 |
| Net income | 367,000 | 717,000 | 1,305,000 | 1,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,684,000 | 10,545,000 | 10,999,000 | 11,382,000 |
| Total capital | 11,432,000 | 11,450,000 | 11,847,000 | 12,176,000 |
| Risk-weighted assets | 78,453,000 | 79,111,000 | 73,975,000 | 76,653,000 |